Medical plans

Employee cost for medical plans (salary reduction—pretax dollars) USC Network Medical Plan (PPO) Kaiser Permanente (HMO) Anthem Blue Cross HMO
Employee Monthly: $180 / Biweekly: $90 Monthly: $100 / Biweekly: $50 Monthly: $94 / Biweekly: $47
Employee + adult Monthly: $543 / Biweekly: $271.50 Monthly: $322 / Biweekly: $161 Monthly: $352 / Biweekly: $176
Employee + child(ren) Monthly: $337 / Biweekly: $168.50 Monthly: $215 / Biweekly: $107.50 Monthly: $240 / Biweekly: $120
Employee + adult + child(ren) Monthly: $543 / Biweekly: $271.50 Monthly: $322 / Biweekly: $161 Monthly: $352 / Biweekly: $176

These medical plan rates are effective January 1, 2017.

In the USC Network Medical Plan, USC has arranged for charges to be discounted with physician groups, hospitals and pharmacies throughout the United States. See the plan page for coverage, provider, and prescription drug details.

The HMOs generally require you to designate a primary care provider from their network. You may designate a pediatrician as the primary care physician for a child. For information on how to select a primary care provider, and for a list of participating primary care providers, contact your HMO plan (either Kaiser Permanente or Anthem Blue Cross HMO). NOTE:  If your primary residence is not in California, you may not choose Kaiser as your medical plan.

Prescription drug coverage is included in all plans. Vision care is not included but is an option available for purchase.

For a detailed comparison of the benefit schedules of the three medical plans, see our comparison of medical coverage. For additional help in choosing your medical coverage, visit the websites of the individual health plans.

If you are enrolled in the USC Network Medical Plan and have a problem with any health care provider regarding claims, or finding a physician in your area, contact USC’s Health Plans office at healthplans@usc.edu or (213) 740-0035.

FAQ

Do I need to sign up for Medicare if I’m still working at age 65 or older and am covered by a USC medical plan?

You do not have to sign up for Medicare Part B or Part D as long as you are an active benefits-eligible employee and enrolled in one of the USC medical plans. We do recommend, however, that you sign up for Medicare Part A (hospital coverage) in order to get your information in the Medicare system. Part A is free in most cases. Medicare Part B (doctor services) will not be required until you retire or are not eligible for a USC medical plan.