CNA union employee CIGNA dental plans
Dental plans pay a large portion of dental care costs for you and your family. Under the CIGNA Dental plan, you can see any dentist you choose, but you will save money by staying within the network. Full- and part-time staff may choose from two plan options: the lower-cost preventive plan and the higher-cost comprehensive plan.
You pay no deductible under the preventive plan, which provides 100% coverage for in-network preventive care, including oral exams, cleanings, bitewings, full-mouth X-rays and child fluoride treatment. No other dental services are covered.
The comprehensive plan has a $25 in-network deductible and a $50 out-of-network deductible (maximum combined deductible $50) per person for other services. The plan pays 80% after the deductible for basic dentistry (endodontia, periodontia and oral surgery) and 50% after deductible for major work (bridges, dentures, crown replacements and child orthodontia). The annual maximum benefit is $1200 (with a $1000 per-child lifetime orthodontia benefit maximum).
Coverage begins on your 31st day as a benefits-eligible employee provided you have enrolled. For more information, see the CIGNA website or call (800) 244-6224. Note, too, that USC’s Ostrow School of Dentistry Faculty Practice is covered by CIGNA; offices are located at UPC, early morning and late afternoon/early evening appointments are available, and there is (limited) complimentary parking.
CIGNA | www.cigna.com
|Biweekly employee cost for dental plans (salary reduction–pretax dollars)||Preventive||Comprehensive|